Fire Tip Sheets
FIRE Tip Sheets convey expert guidance to help media outlets and freelance reporters arrange viable contracts for public-interest investigations. The tip sheets below answer a freelancer’s questions about securing personal insurance.
Tip Sheets on liability policies for freelancers
Access the Tip Sheets by topic, below.
Should a freelancer buy her own "media liability" insurance? The answer may surprise you
You may not need personal insurance for the reason you think you do
$7,000 in premiums, $7,000 deductible—how it all adds up
Can a “mutual risk pool” ever make insurance cheaper?
Can my LLC help shield me? (Depends on what it's made of)
Rule #1: Report only for outlets that indemnify you, if you don't have insurance
Rule #1a: Report only for outlets that indemnify you, even if you have insurance
Perils beyond the words on the page
About the FIRE Tip Sheets
FIRE Tip Sheets highlight some of the key questions raised at a 2021 FIRE panel on freelancer liability. Future guides will address intellectual property, pay rates, and other key issues for freelancers. An annotated list of the complete FIRE Tip Sheets appears here.
FIRE Tip Sheets are made available for educational and informational purposes only: They are not legal advice. FIRE makes no representation or warranty for any particular fitness of purpose and is not responsible for the effect of any reliance upon FIRE Tip Sheets or other information provided by FIRE.
FIRE Tip Sheets are meant to open a dialogue in the public interest. To help us improve them, please email email@example.com, subject line "Tip Sheet feedback." To query or clarify any element of Tip Sheet for use in freelance investigative reporting, please follow instructions at Legal Consultancy.
FIRE Tip Sheets are made possible by support from Craig Newmark Philanthropies.
© Freelance Investigative Reporters and Editors, 2022