Fire Tip Sheets
FIRE Tip Sheets convey expert guidance to help media outlets and freelance reporters arrange viable contracts for public-interest investigations. The tip sheets below answer a freelancer’s questions about securing personal insurance.
Personal Insurance
Tip Sheets on liability policies for freelancers
Access the Tip Sheets by topic, below.
Protecting yourself: Media insurance demystified
Should a freelancer buy her own "media liability" insurance? The answer may surprise you
Should I buy my own insurance?
You may not need personal insurance for the reason you think you do
Can You Afford a Policy? More on the cost of personal media insurance
$7,000 in premiums, $7,000 deductible—how it all adds up
Buying in: The alluring idea of pooled insurance
Can a “mutual risk pool” ever make insurance cheaper?
Insecure Assets: Won't an LLC protect me?
Can my LLC help shield me? (Depends on what it's made of)
Uncovered: What should I do if I can't afford personal insurance?
Rule #1: Report only for outlets that indemnify you, if you don't have insurance
The Back Up: If insured, should I insist that an outlet cover me too?
Rule #1a: Report only for outlets that indemnify you, even if you have insurance
Auxilliary Risk: Associated types of insurance for journalists
Perils beyond the words on the page